Videos

If you plan on shopping this Black Friday, make sure to this: 1. Make a list and stick to it (there will be temptations!) 2. Have a cap on how much you can afford to spend total and don't go over that amount (once you've hit it, quit it) 3.…

Are Buy Now, Pay Later apps like Klarna, Afterpay and Paybright really so bad? I mean, they charge 0% interest to use them and make it easier to shop online. Here's the thing, these companies don't exist to help you manage your finances better, they're here to make a profit…

This moment has been 7 years in the making… and I’m not done yet. You see, back in 2015, my husband and I sat down with our financial advisor (who we soon left, thank god). This guy was your typical finance bro in a suit who ignored me the whole…

Budgeting can be easy... if you use my new-and-improved budget spreadsheet that is! This budget (available in Excel and Google Sheets) is specifically designed for individuals who are employees, or couples who are both employees and completely combine their finances. In other words, if you earn any self-employed income at…

Want to pass CSI Financial Planning 2 (FP2) from the Canadian Securities Institute? Well, I just passed and am here to share all the study tips you need to pass too! In case you're new and don't know, I took Financial Planning 2 through the CSI on my path to…

Looking for some tax write-offs for your Canadian small business before the end of the year? Luckily there are still a few months left and I share the top 10 tax write-offs every small business in Canada should take advantage of. In this video, I explain what a tax write-off…

Sh** just got more expensive 😱 📢 As of Oct. 6, businesses are now allowed to pass on credit card interchange fees to customers instead of paying those fees themselves. 🏦 FYI... an interchange fee is a transaction fee that the merchant must pay whenever a customer uses a credit…

Should you be incorporating your business or should you stay a sole proprietorship in Canada? That's one of the most popular questions I've been getting from all of my different small business and tax videos over the years. And finally, I'm here to provide some answers! I ran my business…

What's the best-kept secret in investing? Asset allocation ETFs! They are hands-down one of my favourite investment products (and yes, I invest in one myself) because they are seriously the easiest way to invest in a portfolio of index funds as a self-directed investor... but you only need to invest…

Making sure you stay safe online has never been more important than right now, especially as summer travel picks up and you become more vulnerable by using public wi-fi, spending money abroad, or sharing your personal info more frequently online for hotel and airline bookings. That's why I wanted to…

One thing no one talks about is protecting your online identity, which is crazy since cybercrime in Canada has increased by 130% since 2020, and $380 million was lost by Canadians from scams and fraud in 2021 as per the Canadian Anti-Fraud Centre? Not only that there were 67,533 victims…

Now that I've sold my townhouse and bought a new house, I wanted to make this video about how to get the right mortgage in Canada because there is a lot to know! Thankfully this wasn't my first time getting a mortgage, because honestly, the first time was a bit…

So...big news! I sold my first home! And I'm sharing everything I learned, what you should know about selling your first home and what my personal experience was like selling in the crazy Toronto housing market. I also share why I decided to sell my home before buying a new…

Guess what...you don't need an accounting or business degree to set up your small business finances and ensure your business is not only profitable but you as the owner always get paid too! In this video, I share some of the best advice I learned from one of my favourite…

People talk about index investing in Canada all the time (myself included), but how do you actually invest in an index portfolio? In this video, I walk you through two different ways to invest in an index portfolio using BMO ETFs. I also show you how to set up a…

Want to avoid the hefty mark-up discount brokerages charge you when converting currency? That's where Norbert's Gambit comes in! It's a simple strategy that anyone can do to save money (i.e. a 2% markup!) when converting Canadian dollars into U.S. dollars (or vice versa). This can be useful when you…

If you're looking for some money saving tips...that's my specialty! If there's one thing I've always been good at, it's been saving. Almost to a fault. At a certain point you need to shift from just hoarding cash to building wealth through investing (which I teach in my investing course…

What's your net worth? And how do you know if it's any good? It's not about comparing your net worth to others. It's about using 3 different ratios to see where you're at and where you need to be. As I mentioned in this video, the first calculation you need…

I just took all my money out of Wealthsimple Invest, and this video is to explain why. I know it's only been a few months since I made my previous video on how much money I've earned using Wealthsimple's robo-advisor, so you may be surprised to hear now that I'm…

What is an anti-budget? It's not exactly a "non-budget" but it is a different way of framing the traditional way of budgeting that usually includes a lot of categorization and tracking. What's funny is before I even knew the anti-budget existed...it's similar to the budgeting method I developed and have…

Need to register for a GST/HST account for your business? I show you exactly how to do it in this video tutorial! I had to set up a new account for myself since I recently incorporated my business, which means I had to close down my old GST/HST account from…

Are you a conservative investor, or are you totally ok taking on risk for the chance at higher returns? And what does your personality have to do with what kind of investor you are? In this video, I share some of my key findings from TD's 2021 Wealth Behavioural Finance…

Having been a sole proprietor in Canada (a.k.a. self-employed) full-time for over 4 years now, I've learned quite a bit about how to run a small business. This is why I love to make videos on the topic and answer people's questions. And for this video I am answering some…

So today is my 35th birthday 😬 And to celebrate I'm sharing 35 money lessons I learned that helped me get to where I am today. These are tips that are simple to implement but have had a huge impact on my life. Honestly, if I hadn't done most of…